In this first of several podcasts on Millennials, guest Erik Daniels talks about the importance of having intentional conversations about #financial planning with Millennials. From setting expectations and boundaries with young adults who may need to move back home due to a variety of circumstances, to having frank conversations about the value of hard work, Daniels shares his experiences in helping people have these discussions throughout his career. Take the “Marshmallow Test”—are you an instant or deferred gratifier? And hear him talk about Millennials who protested the dress code and were summarily let go. This episode is all about culture, standards and communication.